Many people are choosing to install high power LED flood lights around their homes to provide a better level of security. They install these lights to act a deterrent to any would be intruder. However there are a number of other benefits to be gained from installation of such lighting and below we look at just what some of these are.

Benefit 1 -Being energy efficient than traditional incandescent and fluorescent lighting Cheap New York Giants Hats , this form of lighting is much more reliable and they tend to last longer. So once they have been installed unlike other forms of lighting currently used you won't find yourself needing to climb ladders to replace them as often. A good quality form of high power LED flood light will last up to 6 times longer than traditional forms of lights.

Benefit 2 - Another benefit is that you are doing your bit to save the environment as these kind of lights don't need to use so much power to generate the light they emit. Also they don't create the same levels of heat pollution compared to other forms of lighting. So as a result you are actually helping to reduce the amount of carbon emissions your home is producing.

Benefit 3 - Although most homes today will tend to use electricity to power their LED flood lights there are other ways in which they can be powered. If you really want to do your bit for the environment then consider investing in the kinds that are powered through solar energy.

Benefit 4 - Along with these types of lights actually being very easy to install in many ways they use the same kinds of connections as conventional incandescent lights do. You will also find that they do not come with any of the complications often find when you choose to use fluorescent flood lights instead.

Benefit 5 - Everyone of the high power LED flood lights you can purchase today are fitted with a diode rather than with a filament or filled with inert gas. As a result these aren't actually releasing any kinds of gases into the air that could prove detrimental to someone's health.

Benefit 6 - As well as these forms of lights actually emitting a much brighter and whiter light they also are able to brighten up an area surrounding them a lot easier. Plus the actual emit light that is able to brighten up a much wider expanse. So rather than having to install several flood lights around your home you may find that 2 or 3 of the high power LED flood lights on offer today will provide ample illumination.

Above we have shown you just a few of the benefits of installing good quality high power LED flood lights at your home. When it comes to their installation you should make sure that you position then around 8 to 10 feet off the ground to ensure that the light they emit will then be shining downwards steeply so ensuring that they shine light on to a much larger area.


Are you looking for the best buy to let mortgages with the lowest rates payable? Need to calculate repayments on-line? Not sure how much you can borrow? These are all questions that you may well be asking yourself if you are looking for the best buy to let mortgages.


Finding the right buy to let mortgage is crucial to your success as a property investor. Unlike other forms of investment, a lot of the money you put into a buy-to-let property is likely to be borrowed. Over the last few years Cheap New York Giants T-Shirts , the buy to let mortgage market has boomed, and borrowing money to invest in this way has become easier than ever. There are a number of different buy to let mortgage products available from fixed rates Cheap New York Giants Hoodie , discounted variable rates, discounted rates and so on. Different products may be suitable for different investment properties. Finding the cheapest buy to let mortgage may not always be the best option so there are a number of things to consider when deciding which buy to let mortgage is best. For example:


- A lender may offer a very cheap buy to let mortgage product which may carry a very attractive rate for a short while Customized New York Giants Jersey , but look at the small print. If you are then tied in for an extended amount of time at a much higher rate, then you need to calculate whether or not this is the best buy to let mortgage for you in terms of your cashflow as a landlord.


- A fixed rate with no extended tie would enable you to know exactly what your monthly repayments are so that you can calculate your profitloss for that set fixed term.


- A discounted variable rate can be very attractive when the base rate is in the favour of the landlord and buy to let investors. Monthly repayments will fluctuate according to the decreaseincrease in the base rate or LIBOR rate.


- Some of the best buy to let mortgage products may be discounted variable rate products that also offer the option of a droplock facility. A droplock facility on a buy to let mortgage means that for a fee Cheap New York Giants Jerseys , you can decide to switch to a fixed rate with that same lender.


How Do I Know How Much I can Borrow


This will depend on the lender and the buy to let mortgage products available as this can vary. Some lenders may set minimum salary levels whereas others may need verification that you are an experienced property investor. Others may not be concerned with the level of income providing that the rental income is sufficient. In general, most lenders will calculate the maximum borrowings based on either 125% or 130% cover. This 5% can make the difference as to whether you can borrow the full 85% or less.


The rent that a landlord receives generally has to be either 1.25% or 1.3% more than the interest payment of the mortgage. For example if you were looking to purchase a buy to let property at ?100 Darius Slayton Giants Jersey ,000 the maximum loan you could achieve is 85%. Assuming an interest rate of 5% this would make the interest only monthly repayment of ?355. Therefore the rental income that can be achieved must be ?443. This figure being 1.25% times the rental amount.


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