I belong to the major bureaus monitoring service. I signed up for Identity Is because the credit repair company I was using said it was the most accurate. That's a lie. Firstly, I can only see one score that's TransUnion. I paid for all 3. When I called them and told them I can't see Equifax and Experian they said those two bureaus we're down. That was a lie because I have those services as well and they are working fine. My score on IDIQ is 120 LOWER than any other monitoring service and has been showing that way for months. Meanwhile with every other service it has been improving and I got approved for 3 credit cards.