Your love for all things red
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Many people believe that their car insurance premiums are only determined by the value of the vehicles they are insuring. Some really ignorant people believe that their insurance premiums are based on how much money they make and what they can afford to pay for insurance.
In reality our vehicle insurance premiums are determined by a number of factors that are in our control and a number which are not. Those that we can do nothing about include things like the crime rate in our particular country, city
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Then there are factors that influence our premiums that we can do something about. These include things like the security devices fitted in the vehicle which reduce the chances of having the vehicle stolen. The value of extras fitted during and after manufacture can also push up premiums. For example, a car with an expensive sound system will cost a lot more to insure than one with a simple inexpensive radio. These factors tend to make sense, but what most people find unbelievable is that the color of the vehicle is also one of these factors!
When you buy a car
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Personality
People who drive red or black cars tend have more aggressive personalities. This aggression affects their driving style making them more likely to have accidents. Sport cars also tend to be predominantly red or black which reinforces this theory. People who choose to drive blue or green cars are more likely to have a relaxed
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Visibility
Metallic colours like silver and grey are not a good option for those wanting to keep their premiums down. These colours make vehicles less visible at dawn and dusk which increases the likelihood of an accident.
Theft
Although white vehicles indicate a more passive personality and are easier to see in the mornings and evenings, they are also a higher risk due to the fact that they can be repainted easily. Car thieves tend to favour white cars and this pushes up insurance premiums.
These color-based factors have been identified by insurance companies based on statistics and trends rather than scientific research. So if you drive a red car do not worry
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Many employees have found that they require a CDL or commercial driving license in Chicago IL to retain their employment. There are many types of work-related automobiles that require a qualified, licensed driver. In many different professional career paths, there are times when a CDL helps to move the employee through the ranks to better paying jobs. With a CDL
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One quick way to recognize the need for a commercial driving license in Chicago IL is by the weight of the vehicles being driven. If the vehicle weighs more than ten thousand pounds, most states will require you to earn a CDL before operating the vehicle. It is important that you recognize that if you are pulling a trailer or towing another vehicle, you’ll need to qualify for a CDL as well. A couple of other scenarios requiring a CDL include the number of passengers in your vehicle (up to 16) and the type of materials that you are hauling. If anything that you’re transporting is dangerous
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Once you’ve ascertained that you need the CDL, you’ll want to find a truck driving school with the necessary qualifications. Some community colleges offer courses. And most local DMVs can provide you with a referral to a qualified truck driving school near you. Fortunately, most courses run between six weeks to six months
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You will also need to pass a variety of personal tests. If you have a traffic record full of speeding tickets and other offenses within the past couple of years, then you won’t be eligible for a commercial driving license in Chicago IL. You’ll also need to pass a physical given by the Department of Transportation and a drug test from the DOT as well as any others required by your employer. If you aren’t certain that you’ll meet these qualifications, it’ll be better to check them out before you even enroll in the truck driving courses to save yourself the costs of the class if you should fail them.
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